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Insurance For Everyone

For Higher Vehicle Insurance Premiums Do This

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By Alston Balkcom A

  Failing to report an accident or crash In a Timely Fashion


Collisions and Speeding

Being convicted of DUI

Buying a new or expensive car for a teenager

Having a Low Deductible for Physical Damage Coverage

Driving without insurance

Failing to report a claim promptly can be costly. It is extremely important that you report an accident or crash to your insurer promptly. Your contract states that Failure to comply with this requirement and your other requirements after a crash or loss allows the company to deny your claim!

How much time do you have to report an auto insurance claim? The circumstances of the collision and the legal jurisdiction can also impact the answer to this question. However, if you report an accident within a day you should have no problems.

Although you can report an accident or crash long after 24 to 48 hours have passed and potentially still be covered, why take a chance? The longer you wait, the harder it will be to find witnesses and to

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